🏔️ Alberta Pay Calculator 2026
Salary, CPP & Provincial Tax Calculator
Calculate your take-home pay with Alberta's tax advantage
About Alberta Payroll Taxes
🏔️ Alberta Tax Advantage
Alberta has no provincial sales tax (PST) and features a flat 10% income tax rate on the first bracket — among the lowest in Canada. Combined with a high Basic Personal Amount ($21,003), Alberta residents keep more of their paycheck.
2026 Highlights: Alberta BPA: $21,003 | Lowest bracket: 10% | No health premium
📊 Understanding the Alberta Pay Calculator
The Alberta pay calculator helps you estimate your take-home pay by calculating federal and provincial income tax, CPP contributions, and EI premiums for 2026. Alberta offers Canada's best tax advantage with no PST, no health premium, and the highest provincial Basic Personal Amount ($21,003).
Who needs this calculator? Alberta employees wanting to understand their net pay, job seekers comparing salaries in Edmonton or Calgary, workers relocating from other provinces to see potential savings, and employers calculating payroll deductions. Benefits: See exactly how much you keep, compare Alberta's tax advantage to other provinces, and plan RRSP contributions for maximum tax savings.
🏔️ Your Alberta Pay Results
📋 Deductions Breakdown (Per Pay Period)
📊 Annual Summary
| Component | Per Period | Annual | % of Gross |
|---|
📐 Alberta Tax Calculation Formulas
Alberta Income Tax (2026)
Variables: Bracket = income within each tax range, Rate = 10%/12%/13%/14%/15%, BPA = $21,003 Basic Personal Amount.
CPP Contribution
Applies to: Employees aged 18-70. First $3,500 is exempt. CPP2 (4%) applies to earnings between $71,300-$81,200.
EI Premium
Maximum: $1,077.63/year. EI premiums stop once insurable earnings reach $66,100.
📝 How to Use the Alberta Pay Calculator
- Enter your gross salary — Input your annual salary before any deductions, or use the hourly rate option if you're paid by the hour. For hourly workers, also specify hours per week and weeks per year.
- Select your pay frequency — Choose how often you get paid: bi-weekly (26 pays), weekly (52 pays), semi-monthly (24 pays), or monthly (12 pays). This affects your per-period calculations.
- Add overtime hours — If you work overtime, enter the annual total. Alberta overtime is paid at 1.5× regular rate after 44 hours/week.
- Enter RRSP contributions — Pre-tax RRSP contributions reduce your taxable income, lowering both federal and Alberta taxes. The 2026 limit is 18% of earned income up to $32,490.
- Include other deductions — Add union dues and any additional tax credits from your TD1/TD1AB forms (spouse, dependents, tuition, etc.).
- Review your results — See your net pay per period and annually, with a complete breakdown of CPP, EI, federal tax, and Alberta tax. Compare your Alberta advantage vs other provinces!
📊 Alberta Pay Calculator Examples
Example 1: Calgary Office Worker — $65,000 Salary
Scenario: Emma works in downtown Calgary earning $65,000/year, paid bi-weekly. She has no RRSP contributions yet.
Calculation:
- Gross Income: $65,000/year = $2,500.00/bi-weekly
- CPP: ($65,000 − $3,500) × 5.95% = $3,659.25/year
- EI: $65,000 × 1.63% = $1,059.50/year
- Federal Tax: ~$7,950 (after $16,129 BPA credit)
- Alberta Tax: ~$4,400 (after $21,003 BPA credit)
Result: $47,931 Net Annual / $1,843.50 bi-weekly | You keep 73.7% of gross!
Example 2: Edmonton Oil Sector Worker — $95,000 Salary
Scenario: Jake works in oil and gas earning $95,000/year. He contributes $8,000/year to RRSP.
Calculation:
- Gross Income: $95,000/year
- Taxable Income (after RRSP): $87,000
- CPP: ($71,300 − $3,500) × 5.95% + ($81,200 − $71,300) × 4% = $4,430/year
- EI: $66,100 × 1.63% = $1,077.43/year (max)
- Federal Tax: ~$12,800 (on $87K taxable)
- Alberta Tax: ~$6,600 (10% flat on first $148K)
- RRSP Tax Savings: $8,000 × 30.5% = $2,440 saved
Result: $70,093 Net Annual / $2,695.88 bi-weekly | Ontario would net ~$67,500—Alberta advantage: $2,593!
Example 3: Part-Time Workers — $15/hr Minimum Wage
Scenario: Taylor works retail in Red Deer at Alberta's minimum wage ($15/hr), 25 hours/week, 50 weeks/year.
Calculation:
- Gross Income: $15 × 25 × 50 = $18,750/year
- CPP: ($18,750 − $3,500) × 5.95% = $907.38/year
- EI: $18,750 × 1.63% = $305.63/year
- Federal Tax: ~$45 (most income under $16,129 BPA)
- Alberta Tax: $0 (income under $21,003 BPA)
Result: $17,492 Net Annual / $349.84 weekly | No Alberta tax—just CPP/EI!
💡 Important Tips for Alberta Workers
- Maximize RRSP: Alberta's 10% flat rate means RRSP contributions save 25.5% (federal 15% + Alberta 10%) to 48% tax depending on your bracket. Contribute up to 18% of prior year income.
- No PST advantage: Unlike Ontario (8% HST portion) or BC (7% PST), Alberta has zero sales tax. On a $50,000 vehicle, that's $3,500-$4,000 saved!
- TD1AB form: Complete the Alberta TD1AB to claim provincial credits for spouse, dependents, disability, or tuition—reduces Alberta tax withheld.
- Relocating to Alberta: If you move mid-year, you pay tax based on your province of residence on December 31. Work in Alberta all year? You get the full tax advantage.
- CPP2 enhancement: In 2026, you pay 4% extra CPP on earnings between $71,300-$81,200. This funds enhanced CPP retirement benefits later.
- Oil field workers: Camp living expenses and travel may be tax-deductible if required by employer. Keep records for T1 deductions.
📊 Alberta & Federal Tax Reference Table 2026
| 🏔️ Alberta Tax Brackets 2026 | ||
|---|---|---|
| Taxable Income | Tax Rate | Tax on Bracket |
| $0 – $148,269 | 10.00% | $14,827 |
| $148,269 – $177,922 | 12.00% | $3,558 |
| $177,922 – $237,230 | 13.00% | $7,710 |
| $237,230 – $355,845 | 14.00% | $16,606 |
| Over $355,845 | 15.00% | — |
| 🍁 Federal Tax Brackets 2026 | ||
|---|---|---|
| Taxable Income | Tax Rate | Tax on Bracket |
| $0 – $55,867 | 15.00% | $8,380 |
| $55,867 – $111,733 | 20.50% | $11,455 |
| $111,733 – $173,205 | 26.00% | $15,983 |
| $173,205 – $246,752 | 29.00% | $21,329 |
| Over $246,752 | 33.00% | — |
Source: Government of Alberta & Canada Revenue Agency (2026).
❓ Frequently Asked Questions
Alberta has no provincial sales tax (PST) and features a flat 10% income tax on the first $148,269 of income. Combined with the highest provincial Basic Personal Amount ($21,003), Albertans keep significantly more of their earnings compared to other provinces.
You pay federal tax (15-33%) plus Alberta tax (10-15%). For a $75,000 income, expect a total deduction rate of about 22-25% after CPP and EI are included—this is lower than most Canadian provinces.
Alberta's minimum wage is $15.00 per hour in 2026. Students under 18 working during school breaks may be paid a lower student minimum wage of $13.00 per hour. Overtime applies after 44 hours per week.
No! Unlike Ontario's health premium or BC's MSP (formerly), Alberta has no additional health levy deducted from your pay. Healthcare is funded through general general tax revenue.
Alberta contributes to the Canada Pension Plan (CPP) just like other provinces (except Quebec). In 2026, employees pay 5.95% on earnings between $3,500 and $71,300, plus an additional 4% CPP2 contribution on earnings up to $81,200.
RRSP contributions, union dues, childcare expenses, and charitable donations all reduce your taxable income. You can also claim credits for a spouse or dependents using the TD1AB form with your employer.
There are no special lower tax rates for oil and gas workers, but if you are required to travel or live in camp, certain expenses may be tax-deductible. High earners in this sector benefit significantly from Alberta's low top marginal tax rate.
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Created by OmniCalculator.Space — Your trusted source for Canadian payroll calculators.
Last Updated: January 2026 (Tax Year 2026)