Norway Salary After Tax Calculator 2025 | Take Home Pay Calculator NOK

  • Adam
  • November 2, 2025

Calculate your salary after tax in Norway for 2025. Free take-home pay calculator with general income tax, bracket tax & national insurance. Skatteetaten rates for employees & foreign workers.

Norway Salary After Tax Calculator 2025

Calculate your take-home pay in Norway for 2025. This comprehensive salary after tax calculator helps you determine your net income after general income tax, bracket tax on personal income, national insurance contributions, and standard deductions. Get accurate results based on the latest Skatteetaten tax rates and thresholds for 2025.

Salary After Tax Calculator

How to Use This Calculator

1 Enter Your Annual Gross Salary: Input your total annual income before any deductions in Norwegian krone (NOK).
2 Select Your Age Group: Choose your age bracket as national insurance contribution rates vary based on age.
3 Select Your Employee Type: Choose whether you are a regular employee or foreign worker on the PAYE scheme.
4 Select Your Pay Period: Choose how frequently you receive payment (annual, monthly, or weekly).
5 Click Calculate: Press the "Calculate Take-Home Pay" button to see your detailed breakdown of general income tax, bracket tax, national insurance contributions, and net income.

Understanding Norwegian Income Tax 2025

Norway has a comprehensive tax system with multiple components including general income tax (a flat 22% rate), bracket tax on personal income (progressive rates), and national insurance contributions. The Skatteetaten (Norwegian Tax Administration) administers the tax system. Norway's high taxes fund its generous welfare system.

2025 General Income Tax

All residents pay a flat rate of 22% general income tax on their taxable income. The income base includes employment income, business income, and capital gains, reduced by various deductions:

General Income Tax (Ordinary Income) 2025
Rate: 22% (flat rate)
Applied to: General income after deductions

Formula: \( \text{General Income Tax} = (\text{Gross Income} - \text{Deductions}) \times 0.22 \)

2025 Bracket Tax (Personal Income)

Bracket tax (klipp) is a progressive tax on personal income (employment income, pensions, benefits). It does not apply to capital income. For 2025:

2025 Bracket Tax on Personal Income (Toppskatt)
• 0% on income up to NOK 217,400
• 1.7% on income NOK 217,401 to NOK 306,050
• 4.0% on income NOK 306,051 to NOK 697,400
• 13.7% on income NOK 697,151 to NOK 942,400
• 16.7% on income NOK 942,401 to NOK 1,410,750
• 17.7% on income over NOK 1,410,750

National Insurance Contributions 2025

Employees pay national insurance contributions (arbeidsgiveravgift) based on personal income. The standard rate for employees aged 17-69 in 2025 is 7.7% (reduced from 7.8% in 2024). Income not exceeding NOK 99,650 is exempt:

National Insurance Contributions 2025
For aged 17-69:
Rate: 7.7%
Exemption limit: NOK 99,650
Cap on contribution: Maximum 25% of income above exemption limit

For aged under 17 or over 69:
Rate: 5.1%

Formula: \( \text{NI Contribution} = \max(0, \min(\text{Income} - 99,650, \text{Income} \times 0.25)) \times 0.077 \)

Important Changes 2025:
• Exemption limit increased from NOK 69,650 to NOK 99,650
• Rate decreased from 7.8% to 7.7%
• Additional 5% employer contribution on salaries over NOK 850,000 discontinued

Standard Deductions and Personal Allowances 2025

Norway provides standard deductions that reduce your taxable income:

Standard Deductions 2025
Standard minimum deduction: NOK 92,000
Personal allowance: NOK 108,550

Changes from 2024:
• Minimum deduction decreased from NOK 104,450 to NOK 92,000
• Personal allowance increased from NOK 88,250 to NOK 108,550

PAYE Scheme for Foreign Workers

Foreign workers on the PAYE scheme (simplifiedtax scheme) pay a flat tax rate of 25% on gross income with no deductions allowed:

PAYE Scheme (Foreign Workers) 2025
Flat rate: 25% of gross income
Includes: National insurance contributions at 7.7%
Therefore: Effective income tax = 25% - 7.7% = approximately 17.3%

Eligibility requirements:
• Foreign worker brought to Norway to work
• Employment contract with Norwegian employer
• Not exempt from Norwegian social security

Formula: \( \text{Total Deduction (PAYE)} = \text{Gross Income} \times 0.25 \)

Take-Home Pay Calculation Method

Your net income or take-home pay is calculated by subtracting all tax components from your gross salary:

Net Income Formula (Regular Employee)
\( \text{Net Income} = \text{Gross Salary} - \text{General Income Tax} - \text{Bracket Tax} - \text{National Insurance} \)

Where:
• Gross Salary = Your total annual income
• General Income Tax = 22% of taxable income after deductions
• Bracket Tax = Progressive tax on personal income (1.7%-17.7%)
• National Insurance = 7.7% of income above NOK 99,650

Effective Marginal Tax Rate

The combined marginal tax rate at the highest income level in Norway is approximately 39.7% (22% general income tax + 17.7% bracket tax). This is one of the world's highest marginal tax rates. The effective tax rate is typically lower than the marginal rate for most earners:

Tax Rate Formulas
\( \text{Effective Tax Rate} = \frac{\text{Total Tax Paid}}{\text{Gross Income}} \times 100\% \)

\( \text{Marginal Tax Rate} = 22\% + \text{Bracket Tax Rate at Your Income Level} + 7.7\% \text{ (NI)} \)

Frequently Asked Questions

What is the difference between gross salary and net salary in Norway?
Gross salary is your total income before any deductions, while net salary (take-home pay) is what remains after general income tax, bracket tax, and national insurance contributions. Your net salary is the actual amount paid to your bank account.
What is the highest tax rate in Norway?
The highest combined marginal tax rate in Norway is approximately 39.7% for 2025, consisting of 22% general income tax, 17.7% bracket tax on personal income, and 7.7% national insurance contributions.
What is bracket tax in Norway?
Bracket tax (klipp/toppskatt) is a progressive tax on personal income (employment, pensions, benefits) that applies to income exceeding NOK 217,400. It has five brackets with rates from 1.7% to 17.7%. Capital income is not subject to bracket tax.
What are the standard deductions in Norway for 2025?
For 2025, the standard minimum deduction is NOK 92,000 and the personal allowance is NOK 108,550. These reduce your taxable income. The minimum deduction decreased by NOK 12,450 compared to 2024.
What is the national insurance exemption limit?
For 2025, the exemption limit for national insurance contributions is NOK 99,650 (increased from NOK 69,650 in 2024). Income below this threshold does not incur national insurance contributions.
What is the PAYE scheme for foreign workers?
The PAYE (simplified tax) scheme is for foreign workers in Norway. It applies a flat tax rate of 25% on gross income, including all national insurance contributions. No deductions are allowed, making tax calculation simple but potentially more expensive.
How much will I pay in tax on a NOK 600,000 salary?
For NOK 600,000 (2025): After standard deductions (NOK 92,000), taxable income = NOK 508,000. General income tax (22%) = NOK 111,760. Bracket tax = NOK 26,200. National insurance (7.7% above NOK 99,650) = NOK 38,582. Total ≈ NOK 176,542. Take-home ≈ NOK 423,458. Rates vary based on age and employment status.
Are there different rates for different ages?
Yes. For national insurance contributions, employees aged 17-69 pay 7.7%, while those under 17 or over 69 pay only 5.1%. However, general income tax and bracket tax rates are the same regardless of age.
What happened to the additional employer contribution?
The temporary 5% additional employer national insurance contribution on salaries exceeding NOK 850,000, introduced in 2023, has been discontinued as of January 1, 2025. This reduces costs for hiring highly qualified employees.
How accurate is this salary calculator?
This calculator provides estimates based on 2025 Skatteetaten tax brackets, national insurance rates, and standard deductions. It assumes regular employment for non-PAYE workers. It does not account for special deductions, spouse income, children, or other personal circumstances. For precise calculations, use the Skatteetaten calculator or consult a tax professional.

Official Sources & Important Links

All calculations are based on official 2025 rates from Skatteetaten (Norwegian Tax Administration) and Norwegian Government:

Additional Tax Resources:

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